In spite of the volatility of the Internet and especially HYIP and AutoSurf, our current portfolio offers a widely divergent group of investment and referral opportunities all of which currently appear stable.

Many would have us believe that TIMING is the MOST important element to success in such a tumultuous arena. Maybe it is just OUR sense of timing that seems a little off, but when we jump into the really BIG programs, they seem to fall apart soon afterward: PIPS, GINS, SolidInvestment, Wealth2U and, most recently Profit Swinger.

For our part, we feel that diversifying among stable lower profile programs is the single most important key to our ongoing success and income. In the programs listed below, all except one have fewer than 10,000 members.

Here is the latest update on our Top 5 Picks, all of which are featured on our $100 Cash Giveaway page:

1. Mentors4Profit - Solid growth continues with new joint ventures and money-making initiatives being announced constantly. We have requested and received withdrawals without problems or delays. Membership is now above 1,000 and growing quickly.
   
   
2. 12by12 Daily - It is refreshing to see the renewed confidence shown by some existing members who have recently re-upgraded their accounts. For our part, although we are still owed some referral commissions, we have received EVERY payout so far within the stated terms. There have been a few site access problems (overloaded server), but we have been able to surf everyday without too many retries!
   
   
3. Fantastic Pay - Another hidden gem. FP offers both active and passive participation. They offer a very realistic 13% monthly return on spends as low as $10. For those who wish to be active, there are several other income opportunities available as well as possibility of passive spillover in the matrix portion. FP has huge plans for the future. Check their forum (link on main page) to get an idea of their future plans
   
   
4. InvestPlace - This is the only one of our Top 5 that even slightly resembles a traditional HYIP. While it is true that it has a somewhat checkered history, it HAS passed the test of time in that it is now over 12 months old and survived the Feb 2006 bloodbath. For our part, we still have $1,500+ in lost funds showing on our IP account. Since re-opening for business a couple of months ago, the program has operated flawlessly and we are well on our way to recouping losses. As the 12DP and EMO receivership processes move forward, we may even get some of our locked funds re-imbursed!
   
   
5. Global Online Depository - Another program that will soon celebrate its first birthday. No, its not sexy, but it generates profits from a REAL, on-line business and pays what it says when it says! If you can scrape together $500 as we did a couple of months ago, returns are about 16% monthly and you can choose your own rate of compounding versus payout.
   
   INSIDER TIP: Since you are not allowed to withdraw interest for the first 90 days of any loan, we would recommend setting compounding to 100% for this period. Then after 90 days reset compounding to 0% for 90 days. This would have the same overall effect of 50% compounding except that your principal will be considerably bigger!
   

So, you can choose to follow the pot of gold (mainstream HYIPs) or you can take the 'path less trodden'. The choice is yours!

Other Program news:

NetJunkie Club Beta opportunity closes on Friday 8th at midnight. We currently have 37 of 50 possible slots filled and will hold off until Friday before we close off membership.

We have started to populate the links area of the site, which will be a significant resource for members and non-members alike! We have also added our first download category which is ClickBank Affiliate Marketing and have 4 e-book and software utilities available for FREE download by registered members.

And, we're just getting started. We would encourage you to check out our Club Portal and consider registering to be a Beta tester if you are reading this before the deadline!

Gold N Daily - There are some disquieting signs here and we would recommend spending with EXTREME caution. First, the admin has sent 2 emails in the last 48 hours offering 'upgrade specials'. This is rarely a good sign. Usually means that cash is getting short. Then, today, after surfing, we got a message (from GnD saying that e-Gold had timed out and that the money was added to our cash and can only be redeemed in 24 days....

Links to Other Recent News:

NetJunkie Club protects its members' ClickBank Commissions! 2006-09-02

New INSTANTPAY autosurf taking the Net by Storm! 2006-0901