The problem is: They ALL do it! And it's getting worse all the time.



Example: A current popular program offers you 150% of your spend after 10 days. You do the math and say 5% profit per day, a good deal, so you put down your money! After 10 days, your spend expires and you check your account. Sure enough the stats show a payment of 150% PENDING!

Now this is where the problem sets in. Every day that your money sits as PENDING in that program, your rate of return is being eroded!. We must admit that programs are VERY inventive at coming up with excuses as to why YOUR particular payment has not been or cannot be made. Nevertheless, the final result is that your REAL rate of return is often a LOT less than you were quoted on the site.

We currently have a small spend tied up in ProfitSwinger. They supposedly offer 50% after 10 days. However, our spend placed on the 10th July is STILL not paid out. By the 30th July, our REAL return will be only 50% of the advertised rate. By reading in forums, it seems that we WILL eventually receive our money, but it certainly makes financial planning very inexact. It is also VERY hard to make fair comparisons between competing programs.

If the above were an isolated incident, we would not take exception. However, we currently have literally thousands of dollars tied up in 'Pending payments' from MANY different programs - autosurfs, HYIPs, referral payments, commissions etc. Even our trusty FeederFund program recently announced that members must now wait 60 Days for withdrawals to be processed!

There are, thankfully, currently some exceptions to the rule. We just hope that we don't jinx them by mentioning them here!
It is AMAZING! After reviewing our ENTIRE portfolio of about 25 programs in all, we could only find 3 that consistently paid within the terms that they specify.

NowDollar:
Recently described as the #1 Autosurf program has paid us like clockwork for the last 5 weeks, ALWAYS within 48 hours of request (weekly on Fridays - deposited to our VM card by Sunday)

egoldRevolution:
Last 5 payout requests ALL processed within 48 hours (even on weekends) And this one's been doing it for 2+ years......

Private Program:
Last 5 monthly payments ALL received as advertised - (name withheld by request) follow link for details. This is one of the most solid programs in our portfolio. Unfortunately, the relatively high entry fee puts many off. However, few complain about the consistent monthly cheques...


The Lesson to be Learned:

• Don't take ANY programs payout claims at face value! Check forums and rating sites for REAL history.
  
  
• Always allow some leeway for ALL payments to be at least a couple of days late. If it comes in earlier, that's a BONUS but don't get caught desperately in need of a payment that doesn't come.